A loan officer at a local bank says bad times on Wall Street can actually be good for institutions like his. Brandon Long with Washington State Bank says their deposits have gone up as people begin to pull their investments out of the stock market. Long says like most small town banks, they have money to lend. He says people have begun to seek loans for home improvement projects as the weather starts to warm up. Long also says many Midwestern banks have been shielded from the mortgage crisis because they tend to be more financially conservative.