As farmers review their farm financial situation this winter, a resource is available from Iowa State University Extension and Outreach. The Farm Financial Planning Program offers in-person experts who can offer one-on-one financial counseling, a computerized analysis of the farm business and referral to other extension programs or outside services. Farm Financial Planning is for anyone who wants to understand a complete picture of their farm financial situation. It helps take the guesswork out of whether a change would increase profitability and improve cash flow. Using software, the analysis may provide a more in-depth evaluation of the farm business, which many lenders require before they will extend further credit. Farmers can locate a Farm Financial Planning Program associate in their area by contacting their ISU Extension and Outreach county office or by visiting the Farm Financial Planning Program associate site.